Joanne Michelle Kowalczyk
Property Insurance
7549565Should You Use Joanne Michelle Kowalczyk?
Joanne Michelle Kowalczyk has a trust score of 64/100 — a solid, above-average rating for agents in Short Hills. With 1 years licensed, they are earlier in their career (local average is 1 years).
Their agency affiliation model is not specified in the public record. They are authorized for 3 lines of authority and licensed across 10 states (AK, AL, AZ, KS, MD, NC, NJ, SC, SD, TN). Their resident license is currently active and in good standing.
Verification Checklist
- NPN Valid
- License Active
- No Disciplinary Actions
- Multiple Lines Authorized
- Established (3+ years)
- Licensed in Multiple States
Based on public State DOI license records. Complaint history is tracked at the carrier level (see carriers), not the individual agent.
Carrier Appointments
No carrier appointment data available for this agent's state.
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Peer Comparison
1
Years licensed
1
Avg in Short Hills (Property Insurance)
18
Property Insurance agents in Short Hills
0
Active carrier appointments
Quick Facts
- Primary line
- Property Insurance
- Agent type
- unknown
- License status
- active
- States licensed
- AK, AL, AZ, KS, MD, NC, NJ, SC, SD, TN
- Last verified
- 2026-07-13
License Info
- State
- NJ
- License #
- 1016447
- Effective
- 2024-09-01
- Expires
- 2026-08-31
Nearby Property Insurance Agents
Disclaimer: The trust score is an editorial assessment based on publicly available license data (tenure, lines of authority, multi-state licensing) and does not constitute an official rating, endorsement, or recommendation. It is not affiliated with any government agency.
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