How to Verify an Insurance Agent's License in Texas
A quick, official-source guide to confirm any Texas agent is licensed and in good standing before you sign.
Step-by-step
- 1
Get the agent's full name or NPN
Ask for the agent's National Producer Number (NPN) — a unique ID every licensed agent has. If you only have a name, that works too, but the NPN avoids confusion between agents with similar names.
- 2
Search the Texas Department of Insurance (TDI) lookup
Go to the TDI Agent Lookup and enter the name or NPN. This is the official, authoritative source for Texas license status.
- 3
Confirm the license is active
Check that the status reads "active" (not expired, inactive, suspended, or revoked) and that the license covers the type of insurance you're buying (life, health, property, casualty).
- 4
Check lines of authority
An agent licensed only for "life" cannot legally sell you auto or home coverage. Make sure their authorized lines match what they're offering you.
- 5
Look for disciplinary actions
Review the Texas Department of Insurance (TDI) enforcement records for any orders, fines, suspensions, or revocations against the agent.
Why this matters
In all 50 states, agents must be licensed to sell insurance. Buying from an unlicensed agent can void coverage and leave you without recourse. The check takes two minutes and is free.Texas publishes agent licensing as open data. TDI's lookup returns license status, lines of authority, and the companies an agent has worked with. Enforcement actions are handled by TDI's Enforcement Program.
Skip the fragmented state sites
We've already compiled 12,000 Texas agents from Texas Department of Insurance (TDI) public records into searchable profiles — with license status, lines of authority, carrier appointments, and a trust score in one place.
Browse verified Texas agents